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Liability Insurance for Federal Employees and Contractors

Defense Base Act Insurance - FEDS Protection

If you are a U.S. Government Prime Contractor or Subcontractor with civilian workers overseas, we can handle your insurance needs so you can focus on your mission. FEDS offers:
  • Defense Base Act Insurance
  • Business Travel Accident
  • Foreign Voluntary Compensation
  • Foreign Package (General Liability, Property, Auto)
  • Kidnap, Ransom and Extortion
  • Emergency Security and Evacuation
  • Accidental Death and Dismemberment

Why choose FEDS Protection?  We can offer coverage with:
  • One point of contact for all foreign policies,
  • Global expertise, solutions and service,
  • Worldwide access to prompt, quality medical services and secure 24/7 evacuations, 
  • In-house Claims handling by the insurance carrier - NOT a third party administrator, and
  • Exemplary Customer Service.  

Call 866.955.FEDS or Contact Us Online.

If you are new to providing contract services to the federal government, outside the United States, here are some things you need to know:

DBA Coverage is required for:
Any person who works as a contract employee for the U.S. outside the country, regardless of country of origin, nationality or job title.  If the insured worker qualifies as a DBA contractor, then they are entitled to full DBA insurance benefits.  This includes:
      1. Working on contracts approved and funded by the U.S. under the Foreign Assistance Act;
      2. Working for private employers on U.S. military bases or on any lands used by the U.S. for military purposes outside of the U.S.; 
      3. Working for American employers to provide welfare or similar services outside of the U.S. for the benefit of the Armed Forces; or
      4. Working on public works contracts with any U.S. government agency.  

Coverage is required for all employees regardless of nationality:
      • U.S. citizens and residents
      • Host country nationals (local hires)
      • Third country nationals (those hired from another country to work in the host country)

Both prime contractors and subcontractors must obtain DBA insurance (primes do not cover subs).  Our insurance carrier also offers coverage to protect Prime Contractors if Subcontractors don't get or keep the proper DBA insurance.  

The procedure for filing claims or reporting injuries is very important and must be done correctly within the required time frame.

Customers include both prime and subcontractors providing aviation and related support work, communications and telecommunications, construction, financial services, network and information technology, supply chains and logistics, training and education, including but not limited to:
  • Carpenters
  • Construction Workers
  • Contractors
  • Drivers
  • Electricians
  • Flight Attendants
  • Food Service Workers
  • Heavy Equipment Operators (crane operator, forklift driver, truck driver)
  • Laundry Service Workers
  • Linguists
  • Management Staff
  • Mechanics
  • Medical Workers (doctors, nurses, medical technicians, etc.)
  • Military and Police Trainers
  • Military Support Staff
  • Pilots
  • Plumbers
  • Scientists
  • Security Workers - On and Off Base
  • Social Workers
  • Supervisors
  • Translators
  • Vehicle Maintenance
  • Welders

Submission requirements may include:
  • Application(s)
  • Copy of Contract or SOW - specifying only what your employees will be doing
  • 5 years of loss runs or No Known or Reported Letter (Unless you are a startup)

Other coverages may be necessary depending on the unique exposures of your services or mission.  

Call 866.955.FEDS or Contact Us Online.

A division of StarWind Specialty